Gilbert Motor Company
Gilbert Motor Company
Opens today at 8:30 AM
Opens today at 8:30 AM

5 Simple Steps to Financing Your Dream Car with Gilbert Motor Company

The process can often seem complicated and overwhelming if you're looking to secure financing for a new vehicle. However, at Gilbert Motor Company, we offer a hassle-free experience to make things easier for you. We understand the challenges of obtaining a loan and have worked hard to refine our approach to ensure simplicity and convenience for our customers.

Step 1: Meeting Our Financing Criteria

To ensure a successful partnership, we have a set of financing criteria that must be met. We believe these prerequisites are essential to achieving our mutual goals. We've provided you with a comprehensive overview to help you understand what's required. Thank you for taking the time to review this information:

  • Documentation: To begin, assemble the requisite documents, including a valid South Carolina or North Carolina driver's license, proof of residence, and your two most recent pay stubs. It may also be necessary to furnish your Social Security number, date of birth, and employment history.
  • Application Review: Once your documentation is compiled, your financing application will undergo a thorough review process. This examination encompasses an assessment of your creditworthiness, income stability, and overall financial standing.
  • In-Person Meeting: In the interest of transparency and customer satisfaction, we will facilitate an in-person meeting to discuss and finalize the loan terms comprehensively. This serves as a pivotal step for both parties involved.

Step 2: Our Streamlined Financing Process

Our financing process has been meticulously designed to be straightforward and efficient. Follow these succinct steps:

  • Select Your Vehicle: Peruse our extensive inventory and choose the vehicle that aligns with your aspirations.
  • Application Submission: You can complete the financing application online or in person at our dealership.
  • Submission of Required Documentation: Furnish the essential documents, encompassing your driver's license, proof of residence, and pay stubs.
  • Test Drive: After submitting your application and documentation, our proficient team will meticulously review your application and schedule a test drive. This crucial step lets you experience the chosen vehicle firsthand and make informed decisions.
  • Finalize the Transaction: Post-test drive, if all components align satisfactorily, you can proceed to sign the financing documentation and drive away with your coveted vehicle.

Step 3: Strategies for Approval

To enhance your prospects of securing financing approval with us, consider the following strategies:

  • Transparency: Honesty is paramount. Ensure your information, employment situation, and auto loan history are transparent. The accuracy of your documentation is of paramount significance.
  • Professional Expertise: Collaborating with our experienced professionals at Gilbert Motor Company can significantly assist you in identifying a vehicle that falls within your budget, thereby increasing your chances of approval.
  • Understanding the Advantages: Familiarize yourself with the benefits of financing a car through us. This approach allows you to distribute the cost, rendering it more manageable, while also contributing to establishing your credit profile through punctual payments.

Step 4: Additional Deliberations

When contemplating financing a vehicle through our services, it is prudent to consider the following facets:

  • Full Coverage Insurance: Customers must possess full coverage insurance on their financed vehicles, safeguarding against accidents and other forms of damage.
  • Down Payment Requirements: Each transaction necessitates a down payment, the amount of which is contingent on both the vehicle in question and your financial circumstances. Residents of South Carolina should be cognizant that their down payment will encompass sales tax, tag, and title fees.
  • Collateral Protection Insurance: In addition to full coverage insurance, the acquisition of collateral protection insurance may be mandated to safeguard our interests in the vehicle.

Step 5: Mandatory Documentation for Financing

To effectively navigate the financing process with Gilbert Motor Company, ensure you compile the following documents:

  • A valid South Carolina or North Carolina driver's license
  • Proof of residence
  • Two most recent pay stubs
  • Supplementary information such as your Social Security number, date of birth, and employment history may be requested.

It's important to note that your financing application will undergo a comprehensive evaluation, and you may be required to attend an in-person meeting to formalize the loan terms.

Contact Information

For inquiries and to explore our vehicle and financing offerings, please refer to our contact information:

Location: 4841 Chesnee Hwy, Chesnee, SC 29323

Phone: (864) 461-0177 or (864) 461-0172 (Monday to Friday, 9:00 am to 5:00 pm)

Our sales hours are thoughtfully crafted to accommodate your schedule:

Monday to Friday: 9:00 am to 5:00 pm

If you're looking to finance your dream car through Gilbert Motor Company, we're here to guide you through the process from start to finish. Our team of experts has put together a meticulous set of steps and considerations to help you easily navigate the car purchasing process. We aim to provide a positive and constructive experience so you can drive away in the car of your dreams feeling confident and satisfied. Please don't hesitate to contact us for all your automotive needs.